BeforeBeing
disorganized is stressful, costly, shameful, embarrassing, annoying, and
inefficient. Poor money management has the same effects, with worse consequences
to your bank account and credit record. | AfterBeing
organized has the opposite effect: calming, cost-effective, empowering,
and productive, increasing your sense of control, self-esteem, and confidence.
Having control over your finances adds to this sense of freedom and control. |